Toyota of Fort Worth logo
Our sales hours are 8:30 AM to 8:00 PM and service hours are 7:00 AM to 7:00 PM
Open Today! 8:30 AM - 8:00 PM
9001 Camp Bowie West Fort Worth, TX 76116
9001 Camp Bowie West, Fort Worth, TX 76116
Sales/Service/Parts: 817-986-0601
Which financial option is best for you?

Should I Buy or Lease My New Toyota in Fort Worth, TX?

Deciding to purchase or lease a new Toyota doesn't have to be complicated. Here at Toyota of Fort Worth, we've put together a helpful chart to showcase the pros and cons of each financial option. Plus, we offer an online pre-approval form and payment calculator, so you can save time at the dealership and get an estimate of how much your monthly payments may be. Equipped with your own monthly budget, lifestyle needs and spending power, you'll be prepared to make your decision before you've even stepped inside our finance office. Ready to get started? Discover whether purchasing or leasing your new vehicle upgrade is right for you.

How Do Car Loans & Leases Differ? Loan Lease
Path to Ownership
Upfront Costs

Cash price or a down payment, taxes, registration, and other fees.

First month’s payment, refundable security deposit, acquisition fee, down payment, taxes, registration, and other fees.

Lower Monthly Payments
Customization Allowed
Covered Under Warranty
Future Value

All vehicles depreciate, but you'll have equity when trading or selling.

The future value doesn't affect you.

Unlimited Mileage
Fees for Excessive Wear and Tear
Fees for Early Termination
End of Term

You'll have full equity to do what you want with the car.

Purchase the vehicle, or buy or lease another car.

Vehicle Return

Sell or trade.

Return the vehicle at lease-end and pay any applicable fees.

Why Purchase a New Toyota?

Buying your new vehicle gives you the ultimate freedom. Once paid off, your Toyota is yours to do with as you please since you've built equity with your monthly payments. Once you're signed the paperwork, there are no fees or mileage limitations, and every new car comes with a limited vehicle warranty. Owners can add upgraded audio systems, exterior accessories and more customizations if they please, and once they're ready to upgrade, they can sell or trade in their model for another. Trading in your model offers you an unique opportunity to lower the final cost of your new vehicle purchase. There are a few cons, however. Your monthly payments are typically higher when you buy, but depending on your credit and down payment amount, they may not be. In addition, all warranties expire, so once coverage ends, you'll have to pay all repair and service costs.

Why Lease a New Toyota?

Leasing new vehicles has become increasingly popular in the modern market for several reasons. The price of new cars continues to rise, and since monthly payments for a lease are lower, it's an attractive option. Plus, you'll drive your leased model during the most trouble-free years of its life, and most lease terms are equal to or less than the length of the limited new vehicle warranty. Your new Toyota also comes with ToyotaCare, a complimentary two-year maintenance plan. Once your lease term is up, the only thing you'll have to do is return the model to the dealership , pay any applicable fees and decide which model to lease next. However, there are a few cons you'll have to consider: mileage limitations, no customization allowed, and fees for wear and tear and early termination.

If you’re ready to be the proud owner or lessee of one of our new models, feel free to contact us or visit Toyota of Fort Worth at 9001 Camp Bowie West, Fort Worth, TX 76116 . We look forward to serving customers near Arlington, Burleson, Weatherford and Alliance.

*Visit Consumer Reports’ page for more information on whether you should buy or lease.